---
title: "Millennials: High Risk or Untapped Opportunity for Credit?"
date: 2015-09-09T12:00:00-05:00
author: Melissa Prostrollo
canonical_url: "https://www.lemonly.com/work/millennials-high-risk-or-untapped-opportunity-for-credit-infographic"
section: Work Item
---
[](https://www.lemonly.com/work)# [ID Analytics](https://www.lemonly.com/work?client=id-analytics) Millennials: High Risk or Untapped Opportunity for Credit? 

 [Infographic](https://www.lemonly.com/work?category=infographic)Did you know that 33% of millennials are underbanked and 63% don’t have a credit card? Our client ID Analytics‘ study, ‘Millennials: High Risk or Untapped Opportunity’, dispels the common myth that millennials don’t have credit cards because they aren’t interested in obtaining credit. In fact, their research indicates that millennials are seeking credit and are being denied at a much higher rate in comparison to gen X and baby boomers. Check out our infographic that helps outline the study results and showcase how traditional models of credit scoring are causing millennials to be denied.

 

     ![Millennials Credit Opportunity - ID Analytics](https://d2xoo2expjpog9.cloudfront.net/generalUploads/Work/ID_Analytics_Millennials_and_Credit_082115.jpg?mode=crop&pos=center-center&q=98&f=webp&c=189c9182&v=cce1184062e6e35ae29c5141feb1efab93c17ca5ad3ce9bf5e04d9172e7aa47e)  ## Share

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---

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